Choosing a bankruptcy lawyer?
The process of choosing a good bankruptcy lawyer should start with compiling a list of bankruptcy specialists in your area. Most bankruptcy actions will require a least a few court appearances, and a local bankruptcy attorney will know the local rules in your jurisdiction and may routinely appear before the bankruptcy judge. A local attorney will also know how to work with the other attorneys in your area and with the bankruptcy trustee. On the other hand, most court filings can be made electronically; thus, it is not essential that your lawyer’s office is located nearby.
INITIAL CONSULTATION
Many bankruptcy lawyers will offer a free initial consultation. Take advantage of this opportunity to meet with your prospective lawyer. You will learn about your bankruptcy filing options, and you will also have a chance to determine whether the attorney is someone you wish to work with throughout the life of your case.
FEES
A good bankruptcy lawyer will have a reasonable fee schedule. Feel free to compare the rates of several lawyers. Depending upon other factors, you may not wish to retain the least expensive bankruptcy lawyer. Besides the anticipated total fee, you should also inquire whether the lawyer will establish a payment plan for his fees.
EXPERIENCE
If you are considering a personal bankruptcy, ask whether the bankruptcy lawyer handles both Chapter 7 and Chapter 13 bankruptcies. You should confirm that your bankruptcy lawyer is experienced in handling the type of case that fits your situation. Ask the lawyer whether he will also provide advice to help you rebuild your credit.
REPUTATION
Most bankruptcy lawyers will provide information on their websites concerning their education and the focus of their practices. Often the lawyers will post educational articles; reading these materials will give you an idea of the attorney’s expertise and experience. Look to see whether the lawyer lectures at seminars or has published in scholarly journals. If you have any serious questions about a lawyer’s reputation, you can check with the state bar organization to see if the lawyer has received any disciplinary sanctions.
ATTORNEY CLIENT RELATIONSHIP
Finally, you will want to work with a bankruptcy lawyer who is cordial, available and willing to answer your questions. A good working relationship between the lawyer and client will help to ensure the best result in your case.